Campaign participation details:
• All holders of SNB credit and cashback cards issued by SNB during the campaign are eligible to participate in the campaign. No card usage is required to participate in the competition.
• For free participation, please visit the bank’s website and scan the participation QR code through the eCoupon app.
• Your chances of winning increase by 500 chances when applying for a card during the campaign.
• Your chances of winning increase by 200 chances when issuing any additional card for family members.
• Your chances of winning increase by 100 chances when using the Smart Payment Plan or withdrawing cash during the campaign period for each service.
• Your chances of winning increase by 100 chances when making local transactions during the campaign period
• Your chances of winning increase by 200 chances when making international transactions during the campaign period.
Prize details:
| Order | Prize |
|---|---|
|
First Prize |
A residential apartment in Riyadh |
|
Second to Sixth Prize |
2025 Lexus ES car |
|
34 cash prizes from the seventh to the fortieth |
10,000 each |
Campaign conditions:
• Campaign period: from May 15, 2025, to July 13, 2025.
• Number of winners: 40 winners.
• The draw will be conducted randomly under the supervision of the Chamber of Commerce or a designated committee affiliated with the Chamber of Commerce.
• Draw details: The random draw will take place on July14, 2025, selecting 40 winners.
• Employees of the bank are not allowed to participate in the campaign.
• A customer is allowed to win only once during the campaign.
• If a participant violates any of the terms and conditions of this competition and/or the product terms, SNB has the right to exclude the participant or winner at any stage of the competition, and the bank may replace them with another participant at its sole discretion.
• The bank reserves the right to exclude a participant or winner immediately if it is found that the participant or winner has provided any false or incorrect information, thereby violating the terms of the competition, and the winner’s right to the prize will be forfeited. The bank may replace the winner with another participant if it deems necessary.
• Failure to provide valid "Proof of Identity/Residency" and a valid "Passport" is considered a violation of the terms.
• The participant acknowledges that the bank’s electronic records will be considered definitive evidence in all courts, committees, and governmental entities.
• All terms and conditions, agreements, appendices, and documents signed between the parties that concern any product and/or banking service will apply.
• In case of any discrepancy between the Arabic and English versions of these terms and conditions, the Arabic version shall prevail.
• The winning participant acknowledges that they irrevocably authorize SNB to use their image, name, and voice in advertisements, campaigns, social media, and any event or story related to this prize without any compensation.
• Chamber of Commerce permit number: 20210738058
Annual Percentage Rate (APR) for the card: 32.94%
Annual fee: 402.5 SAR, including VAT.
The APR for all cards ranges from 26.81% to 46.00%, depending on the customer’s tier.
Annual fees range from 230 SAR to 862.5 SAR, including VAT, depending on the card type.
* The cashback card from SNB is exempt from annual fees for life. The minimum monthly spending is SAR 500 on all categories, with an automatic cashback of up to SAR 200 per month if purchases of SAR 10,000 or more are made (the cashback percentage ranges from 0.5% to 2%).
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