Wessam Personal Finance

Enjoy a superior personal finance experience with exclusive benefits, up to 5 years to repay, and the option of additional supplemental financing.

SNB sharia'a-compliant financing programs meet your needs and fulfill your aspirations. Whether you need to renovate your home, plan your vacation, complete your children's education or whatever your finance objective may be, you can choose one of the following programs:

Personal Finance via Local Shares: 
You are able to have access to cash within 15 minutes through Personal Finance via Local Shares, which enables you to buy local shares then sell or transfer it immediately to your trading portfolio.

Personal Finance via Local Commodities:
You can receive money in the same day through Personal Finance via Local Commodities which enables you to purchase from SNB commodities traded daily on the Saudi Market, such as rice, and resell it with a small difference in price, to be paid back on easy installments.

Secured Personal Finance Against Funds:
You can get financing guaranteed by selected Funds / investment portfolios at SNB.
You can choose the method of payment that best suits you, and receive guarantees from more than one investment fund.

Additional features:

  • Easy installments repayment programs for periods up to 5 years.
  • The possibility of getting additional supplemental financing.
  • Insurance in the event of disability or death.
  • The need for a sponsor is not required.
  • Competitive Profit margin for The Wessam Clients

Finance calculator

Personal Finance Calculator

Personal Details
Employment
Mortgage type
Total Card Limit(Other Banks)
Existing monthly installment (Other Banks)
Total SNB Card Limit
Existing monthly installment - SNB
Monthly Income
Finance Period (Months)
1
60
Monthly Payment
0
Total Loan Amount
0
Total Eligible Amount
0
The calculated APR is an initial estimate and it is subject to change depending on the final agreed repayment schedule.
APR
0%
Terms and conditions apply. Interest rates vary by tenor & subject to bank policy
Annual Percentage Rates

View the pricing and calculations related to our finance and savings products.