Top-up Finance

With Top-up Finance, you can increase your loan amount and repayment period after you’ve repaid 20% of your initial loan.

 
Additional features
  • Repayment periods up to 60 months.
  • Possibility of postponing the installment of the month of Ramadan.
Personal Financing Offers for Expats 2025
Special Offers from the Saudi National Bank on new financing, top-up financing, and additional financing for expats.
Valid from Mar 1, 2025 to Apr 30, 2025
What you need to qualify
Resident status
Open to Saudis and non-Saudis
Sectors
Government sector or Private sector inducted and non-inducted companies who transfer their employee's salary through Sarie system through AlAhli bank.
Minimum monthly income

 3,000 for Saudis

 4,000 for non-Saudis

Minimum employment term

1 month for Saudi and 3 months for non-Saudi for government sector and big companies

 

4 months for indicated private sectors and 12 month for non-inducted

Finance amount

 5,000 up to  5,000,000

Minimum Age

18 years for Saudis & 22 years for Non-Saudis and must be less than 60 years
at the date of last installment, except for retirees 75 years.

Annual Percentage Rates

View the pricing and calculations related to our finance and savings products.