View the pricing and calculations related to our finance and savings products.
SME Financing
SME Financing
POS Financing Examples
| Type of Financing | Finance Amount | Finance Tenure | Method of payment | APR | Monthly Instalment |
|---|---|---|---|---|---|
| POS Financing | 500,000 SAR | 2 Years | In monthly installments | 5.00% | 21,935.69 SAR |
| POS Financing | 1,000,000 SAR | 3 Years | In monthly installments |
7.00% | 30,877.10 SAR |
| POS Financing | 7,500,000 SAR | 5 Years | In monthly installments |
9.00% | 155,687.66 SAR |
Short Term Islamic Credit Facility Program Examples
| Type of Financing | Finance Amount | Finance Tenure | Method of payment | APR | Monthly Instalment |
|---|---|---|---|---|---|
| Short term | 500,000 SAR | 3 Months | In monthly installments | 5.00% | 168,057.48 SAR |
| Short term | 500,000 SAR |
6 Months | In monthly installments | 6.00% | 84,797.73 SAR |
| Short term | 500,000 SAR |
9 Months | In monthly installments | 8.00% | SAR 57,432.81 |
Medium Term Capital Expansion Funding Program Examples
| Type of Financing | Finance Amount | Finance Tenure | Method of payment | APR | Monthly Instalment |
|---|---|---|---|---|---|
| Medium Term | 500,000 SAR | 12 Months | In monthly installments | 5.00% | 42,803.74 SAR |
| Medium Term | 500,000 SAR | 3 Years | In monthly installments | 7.00% | 15,438.55 SAR |
| Medium Term | 500,000 SAR | 5 Years | In monthly installments | 9.00% | SAR 10,379.18 |
AlAhli Business Fleet Leasing Examples
| Vehicle Type | Financing Amount | Maturity in years | APR | Monthly installment amount | Balloon Payment |
|---|---|---|---|---|---|
| Car | 100,000 SAR | 5 Years | 9.57% | 1,556 SAR | 40,000 |
| Car | 80,000 SAR | 3 Years | 12.37% | 2,247 SAR | 16,000 |
| Car | 105,000 SAR | 2 Years | 7.25% | 3,080 SAR | 42,000 |
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The Annual Percentage Rate (APR) is the ratio that shows the cost of financing to the financial organization as an annual percentage of financing. This percentage is usually higher than the nominal commission or what is known as the flat rate because the calculation of its value includes the value of administrative fees, expenses and insurance throughout the financing period. For this reason, it gives a clearer picture of the real percentage of financing than the nominal commission, which includes the profit margin only.
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The above table and its numbers are an illustrative example only and represent how to calculate the annual percentage rate, which depends on five basic factors (profit margin, financing amount, insurance rate, financing period, car price)
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The administrative fee is 1% of the financing amount
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Terms and conditions apply