Residential Finance

View the pricing and calculations related to our finance and savings products.

Residential Finance Examples
Property Purchase Type   Market Value of Real-estate  Funding Percentage Fixed or Floating APR  Duration Payment Type Instalment Early Settlement 
 Buying first home  1,000,000  90%   Fixed 5.71%  25 Principal and Profit 5,526  Profit of future 3 installments
 Buying second home 1,000,000  70%   Fixed 5.73%  25 Principal and Profit 4,298  Profit of future 3 installments
 Off Plan 1,000,000  90%   Fixed  5.71% 25 Principal and Profit 5,526  Profit of future 3 installments
 Self construction  1,000,000  90%   Fixed  5.71%  25 Principal and Profit
 5,526  Profit of future 3 installments
 Equity release  1,000,000  80%   Fixed  5.77%  15 Principal and Profit 6,536  Profit of future 3 installments
  • The instalments above are the monthly instalments at the begging of collection for Fixed instalments plans. In case you have selected a floating instalment plan such as the 2 in 1, the above instalment amounts will change 
  • The early settlement amounts represents the profits of the first three months when 2 years have passed from date the contract was signed, given that early settlements are not allowed during the first 2 years. 
  • Funding amount of the total real estate value for the second home will not exceed 70% and maximum duration for lands is 20 years. 
  • The maximum duration for REDF products is 25 years
  • The above examples are approximated as there should be many factors that would affect that would be imbibed and will affect the calculations 
  • Terms & conditions apply
  • The examples and prices mentioned above apply on regular financings only. They don’t include Wessam clients as their calculations depends on the client’s net worth.
Finance calculator
Home Finance Calculator
Property Value
* 5% - 30% Maximum of the property value
SR 0
SR 0
Finance Period (Years)
Years 5
Years 25
Total Eligible Amount
Monthly Installments
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Admin Fees
Profit Added
Total Repay
Terms and conditions apply. Interest rates vary by tenor & subject to bank policy