View the pricing and calculations related to our finance and savings products.

Credit Cards
Card Tier | Annual Fees (SR) | Annual Percentage Rate Per Month | Annual Percentage Rate (APR)* | Credit Card Purchase Rate | Minimum Repayment Amount % | Months Until Balance Repaid** | |||||
---|---|---|---|---|---|---|---|---|---|---|---|
Mass Segment | Salary ﹤ SR 4,000 |
Salary> SR 4,000 |
Salary ﹤ SR 4,000 |
Salary> SR 4,000 |
Salary ﹤ SR 4,000 |
Salary> SR 4,000 |
Salary ﹤ |
Salary> SR 4,000 |
Salary ﹤ SR 4,000 |
Salary> SR 4,000 |
|
Mastercard Titanium | 400 |
2.7% | 2.3% | 38.75% | 32.39% | 28.8% | 24% | 5% | 201 Months | 176 Months | |
VISA Basic | |||||||||||
Mastercard Platinum | 600 | 39.29% | 32.91% | ||||||||
VISA Platinum | |||||||||||
Mastercard Platinum Cashback Card | Free | 2.80% | 39.29% | 30% | 5% | 208 | |||||
Mastercard World Premium Cashback | 200 | 2.3% | 31.88% | 24% | 5% | 176 Months | |||||
AlFursan VISA Platinum | 350 | 2.2% | 30.72% | 22.8% | 5% | 170 Months | |||||
AlFursan VISA Infinite | 750 | 2.2% | 31.74% |
The above table only an example.
Wessam Segment |
Annual Fees (SR) | Annual Percentage Rate Per Month | Annual Percentage Rate (APR)* | Credit Card Purchase Rate | Minimum Repayment Amount % | Months Until Balance Repaid** | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Mastercard World (Golden) |
1,000 | 2.3% | 31.37% | 24% | 5% | 176 Months | ||||||
VISA Signature | ||||||||||||
Mastercard World (Platinum) |
1,500 | |||||||||||
VISA Infinite |
Private Banking |
Annual Fees (SR) | Annual Percentage Rate Per Month | Annual Percentage Rate (APR)* | Credit Card Purchase Rate | Minimum Repayment Amount % | Months Until Balance Repaid** | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Mastercard World Elite |
2,000 | 2.3% | 31.37% | 24% | 5% | 176 Months | ||||||
VISA Infinite Privilege |
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**Example: If only minimum repayment is made every month than it will take almost 201 or 176 months depending on the customer’s segment to repay a full amount (SR7,000), keeping in view Annual Percentage Rate added each month (based on the salary and/or card type). | ||||||||||||
Monthly Tawaroq Fees |
0.3 % |
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Cash Withdrawal Limit |
Up to a maximum of 30 % of the Credit Card Limit allowed by the bank |
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Cash Withdrawal Fees |
SAR 75 per transaction. For ATM Cash withdrawal or Cash transfer through digital channels. |
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Supplementary Card Fees |
Annual fee waived for the first 3 supplementary cards. Above 3 cards, 50% of primary card annual fees each | |||||||||||
Credit Shield Charges (Himayati & Himayati +) Optional Subscription | 0.39% monthly of the toal balance due for
Himayati 0.49% monthly of the total balance for Himayati Plus |
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Foreign Exchange Conversion Mark up | Up to 2.75% for Al-Ahli Credit Cards,
AlFursan Credit Cards, Al-Ahli Cashback Premium and Prepaid Cards
Up to 2.85% for Al-Ahli Cashback Platinum Card |
*Based on SAMA formula using an example of SAR 100,000 outstanding | |
---|---|
Finance Amount (Loan amount) Upfront Fees | The amount of the credit card balance |
Upfront Fees | Annual fees |
Upfront Insurance Fees |
Insurance amount |
Long Term |
Number of years |
Annual Percentage Rate per month Payment Per Year | Tawaroq profit margin + Tawaroq fees |
Payment Per Year | 12 Payments (1 payment per month) |
Payment | Installment amount |
Total Payment |
Principal amount plus Annual Percentage Rate per month |
Annual Percentage Rate Example (38.75%) | |
---|---|
Finance Amount | SAR 100,000 |
Upfront Fees | SAR 400 |
Upfront Insurance Fees |
0 |
Long Term (Years) |
1 |
Annual Percentage Rate per month | 2.70% |
Payment Per Year | 12 |
Payment | 9,867 |
Total Payment |
118,405.74 |
APR | 39.29% |
Annual Percentage Rate Example (32.39%) | |
---|---|
Finance Amount | SAR 100,000 |
Upfront Fees | SAR 400 |
Upfront Insurance Fees |
0 |
Long Term (Years) |
1 |
Annual Percentage Rate per month | 2.30% |
Payment Per Year | 12 |
Payment | 9,631 |
Total Payment |
115,572.47 |
APR | 32.39% |
Annual Percentage Rate Example (39.29%) | |
---|---|
Finance Amount | SAR 100,000 |
Upfront Fees | SAR 600 |
Upfront Insurance Fees |
0 |
Long Term (Years) |
1 |
Annual Percentage Rate per month | 2.70% |
Payment Per Year | 12 |
Payment | 9,867 |
Total Payment |
118,405.74 |
APR | 39.29% |
Annual Percentage Rate Example (32.91%) | |
---|---|
Finance Amount | SAR 100,000 |
Upfront Fees | SAR 600 |
Upfront Insurance Fees |
0 |
Long Term (Years) |
1 |
Annual Percentage Rate per month | 2.30% |
Payment Per Year | 12 |
Payment | 9,631 |
Total Payment |
115,572.47 |
APR | 32.91% |
Annual Percentage Rate Example (31.37%) | |
---|---|
Finance Amount | SAR 100,000 |
Upfront Fees | 0 |
Upfront Insurance Fees |
0 |
Long Term (Years) |
1 |
Annual Percentage Rate per month | 2% |
Payment Per Year | 12 |
Payment | 9,631 |
Total Payment |
115,572.47 |
APR | 31.37% |
Annual Percentage Rate Example (39.29%) | |
---|---|
Finance Amount | SAR 100,000 |
Upfront Fees | 0 |
Upfront Insurance Fees |
0 |
Long Term (Years) |
1 |
Annual Percentage Rate per month | 2.80% |
Payment Per Year | 12 |
Payment | 9,926 |
Total Payment |
119,112 |
APR | 39.29% |
The above table only an example.