Dual Income Personal Finance

If you earn more than one salary, you can combine them to qualify for a bigger personal loan.

Finance calculator
Personal Finance Calculator
Personal Details
Employment
Mortgage type
Total Card Limit(Other Banks)
SR
Total Personal Loan(Other Banks)
SR
Total SNB Card Limit
SR
Total SNB Personal Loan
SR
Monthly Income
SR
Finance Period (Months)
1
60
Monthly Payment
0SR
Total Loan Amount
0SR
Total Eligible Amount
0SR
Terms and conditions apply. Interest rates vary by tenor & subject to bank policy
What you need to qualify
Resident status
Saudis only
Salary transfer
Both salaries must be transferred to your SNB account through the Sarie system.
Sectors
The Government sector and private sector and retiree. And for Saudi doctors who receive two salaries from two different sides for all government and private sectors.
  • First: Saudi doctors have two salaries from the government sector + the private sector non-inducted.
  • Second: Saudi doctors have two salaries from insurance / retirement + private sector non-inducted.
Minimum number of salaries

Both salaries must have been paid into your SNB account at least three times.

Age

Minimum age:

18 years

 

Maximum age:

Must be less than 60 at the date of the final installment

 

Retirees must be less than 75 at the date of the final installment

Documents

Job certificate – commitment letter 

 Annual Percentage Rates

View the pricing and calculations related to our finance and savings products.