Additional Finance

An additional finance may be obtained if there is an increase in salary or in-case of not utilizing the maximum eligible Debt Burden Ratio.

 
Additional features
  • Repayment periods up to 60 months.
  • Possibility of postponing the installment of the month of Ramadan.
Personal Financing Offers for Expats 2025
Special Offers from the Saudi National Bank on new financing, top-up financing, and additional financing for expats.
Valid from Mar 1, 2025 to SEP 6, 2025
Personal Finance for non-payroll customers
Get instant cash for non-payrolling customers to apply for a New/ Top-up & additional loan.
Valid from Apr 20, 2025 to OCT 20, 2025
Personal Financing Offers for resident nurses and healthcare professionals 2025
Saudi National Bank offers new financing, supplementary financing, and additional financing for resident nurses and healthcare professionals working in the government health sector and major private hospitals, at competitive rates. 
Valid from Mar 2, 2025 to SEP 6, 2025
What you need to qualify
Minimum monthly income

 3,000 Saudis.

 4,000 Non-Saudis.

Resident status
Saudis & Non-Saudis.
Sectors
Government sector or Private sector inducted companies who transfer their employee's salary through Sarie system through al Ahli bank.
Minimum Months on Job

1 month for government sector and big companies

4 months for indicated private sectors​

Minimum Finance amount
 5,000 up to  5,000,000
Age

18 years for Saudis & 22 years for Non-Saudis and must be less than 60 years at the date of last installment, except for retirees 75 years.

Annual Percentage Rates

View the pricing and calculations related to our finance and savings products.