Elite Program
Welcome to Elite program, where wealth lies within you. We offer you a wide range of the finest offers, privileges, and banking services with its latest innovations.
Things you should know
Program Requirements
  • Average 6-month bank account balance (current and investment funds balances) SAR 2,500,000
  • Or direct deposit SAR 2,500,000
Elite Program Privileges

We support your aspirations with the help of an elite team of highly qualified and experienced Relationship Managers and Wealth Managers to achieve your goals and expand the magnitude of your investments and wealth.

Elite is a program designed to fit your ideal lifestyle.

  • Priority of service in over 200 Wessam lounges across the Kingdom
  • Dedicated teller for Elite members
  • Dedicated Relation Manager
  • Dedicated Wealth Manager
  • Dedicated 24/7 contact center 8002442424
  • Waived fees for all banking services
  • Special and exclusive offers on banking products
  • Special exchange rates
  • Daily transfer limit SAR 1,000,000 through our digital channels
  • Waived fees on MasterCard World Elite credit card
  • Earn extra "LAK" reward program points
  • Customized designed cheques book
  • Fees-free safety deposit box
  • e-shopping and usage outside Saudi Arabia, in addition to travel insurance
  • Enjoy airport lounges around the world, discounts, and other privileges and benefits
  • Elite for family members
  • Contact your dedicated Relation Manage

Family Members Classification

  • Classification includes first-class relatives (Husband - Wife - Kids)
  • Family Members Classification includes all main account privileges
  • Free Service 100%

For Elite Members Only

Credit Cards
  • Age: 18
  • Un-Payroll Clients: Relationship duration from the date of joining the program is 3 months
  • "Lak" Points Earning Rates: 2 points/per riyal locally, 2.5 points/per riyal Internationally


“Lak Rewards" membership allows you to redeem earned points when using the card for a variety of rewards, the member must register through the website to enjoy exclusive rewards such as:

  • Traveling miles from established airlines
  • Membership points from selected hotels
  • Hotel reservations
  • eGift vouchers
  • Cashback
  • International airports lounges access (Access more than 900 lounges across the world when presenting the card)
  • Travel insurance
  • Personal assistant (Concierge) service

Financing Products Exclusive Privileges

Personal Finance
  • Age: 18-60
  • Client Segment: Payroll clients
  • Finance Duration: 60 months
  • Relationship Duration: 3 consecutive salaries


  • 10 percentage points discount for Elite members
  • Discounted admin fees on the first finance
  • Financing up to SAR 2.5 million
  • SAR 3 million for Aramco employees
Financing Products Exclusive Privileges
Lease Finance
  • Age: 18-70
  • Client Segment: Payroll and Un-Payroll clients
  • Salary transfer is not required
  • Finance Duration: 12-60 months
  • Relationship Duration: Non required


  • Financing against average balance
  • Instant approval for Elite members only
Residential Finance
  • Age: 18-65
  • Client Segment: Payroll and Un-Payroll clients
  • Finance Duration: Up to 30 years
  • Contract Concept: Murabaha, Ijarah


  • Financing up to SAR 7 million
Treasury Products
  • Special and competitive exchange rates
  • Khayarat product shariah compliant deposits
  • Custom Khayarat products tailored to the member's needs with capital protection possibility​
Need more information?

Contact us via phone