
- Total financial assets of 2,500,000+ or one of them *
- Or direct deposit 2,500,000
- Or monthly salary of 75,000+
* Financial Assets: average 6-month account balance, investment funds balances, Khayrat, and Gold Account)

We support your aspirations with the help of an elite team of highly qualified and experienced Relationship Managers and Wealth Managers to achieve your goals and expand the magnitude of your investments and wealth.
Elite is a program designed to fit your ideal lifestyle.

- Priority of service in over 200 Wessam lounges across the Kingdom
- Dedicated teller for Elite members
- Dedicated Relation Manager
- Dedicated Wealth Manager
- Dedicated 24/7 contact center 8002442424
- Waived fees for all banking services
- Special and exclusive offers on banking products
- Special exchange rates
- Daily transfer limit 1,000,000 through our digital channels
- Waived fees on MasterCard World Elite credit card
- Earn extra "LAK" reward program points
- Customized designed cheques book
- Fees-free safety deposit box
- e-shopping and usage outside Saudi Arabia, in addition to travel insurance
- Enjoy airport lounges around the world, discounts, and other privileges and benefits
- Elite for family members
- Contact your dedicated Relation Manage
Family Members Classification
- Classification includes first-class relatives (Husband - Wife - Kids)
- Family Members Classification includes all main account privileges
- Free Service 100%
For Elite Members Only

- Age: 18
- Un-Payroll Clients: Relationship duration from the date of joining the program is 3 months
- "Lak" Points Earning Rates: 2 points/per locally, 2.5 points/per Internationally
CARD FEATURES AND BENEFITS:
“Lak Rewards" membership allows you to redeem earned points when using the card for a variety of rewards, the member must register through the website to enjoy exclusive rewards such as:
- Traveling miles from established airlines
- Membership points from selected hotels
- Hotel reservations
- eGift vouchers
- Cashback
- International airports lounges access (Access more than 900 lounges across the world when presenting the card)
- Travel insurance
- Personal assistant (Concierge) service
Financing Products Exclusive Privileges

- Age: 18-60
- Client Segment: Payroll clients
- Finance Duration: 60 months
- Relationship Duration: 3 consecutive salaries
PRODUCT PRIVILEGES
- 10 percentage points discount for Elite members
- Discounted admin fees on the first finance
- Financing up to 2.5 million
- SAR 3 million for Aramco employees

- Age: 18-70
- Client Segment: Payroll and Un-Payroll clients
- Salary transfer is not required
- Finance Duration: 12-60 months
- Relationship Duration: Non required
PRODUCT PRIVILEGES
- Financing against average balance
- Instant approval for Elite members only

- Age: 18-65
- Client Segment: Payroll and Un-Payroll clients
- Finance Duration: Up to 30 years
- Contract Concept: Murabaha, Ijarah
PRODUCT PRIVILEGES
- Financing up to 7 million

- Special and competitive exchange rates
- Khayarat product shariah compliant deposits
- Custom Khayarat products tailored to the member's needs with capital protection possibility
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