We are happy to present to you our latest card in the market and the first of its kind in the Kingdom, and we thank you for choosing our innovative products that are specially designed to meet your needs and provide you with unique experiences.
The Global Multi-Currency Credit Card from SNB for the first time in the Kingdom with zero FX markup.
Global Multi Currency Credit Card
Travel and Lifestyle Benefits
Enjoy a more premium travel experience with Global Multi Currency Credit Card. Get access to exclusive travel and lifestyle benefits that make traveling hassle-free.
Travel and Lifestyle Benefits
- Free (zero annual fee) for Wessam Platinum, Elite, and Private Banking members
- Earn LAK points on all your purchases
- Smart Payment Plan. Please review the terms and conditions of the Smart Payment Plan
- Special offers and discounts at global partner outlets. For more information please visit the credit card offers and discounts page
- Mastercard Airport Experience provided by Mastercard Travel Pass to access airport lounges worldwide
- Access to MTLS (Mastercard Travel & Lifestyle Services)
- Contactless payment – “Atheer" service
- Globally accepted
- Shariah complaint
- Offers flexible monthly payments management
Available to all customer segments
Lak Rewards Program
Earn Lak Rewards points every time you swipe your Global Multi Currency Credit Card. You can spend your points on travel, e-gift partners, or redeem them as cashback.
Insurance Benefits
Enjoy greater peace of mind with effective insurance products included with the Wessam Platinum Credit Card.
Insurance Benefits
- Additional credit shield protection with Himayati and Himayati Plus insurance coverage.
- Free travel insurance of up to SAR 750,000 against personal accidents, flight cancellations, luggage delay and loss.
- Travel insurance coverage provided by Mastercard
Global Multi-Currency Credit Card – World Elite Flex
|
Card Type |
WORLD ELITE FLEX |
|
Issuance Fees |
Free |
|
Annual Fees |
275 SAR EXCLUDING VAT FOR MASS & WESSAM GOLD |
|
Cash Withdrawal Fees |
75 SAR |
|
Credit Card Purchase Rate |
30% |
|
Monthly Percentage Rate |
2.5% |
|
Lost Card Replacement Fees |
Free |
|
Failover Fees |
1% |
|
International Transaction Fees |
0% |
|
Annual Percentage Rate (APR) |
39.70% |
|
Fees for conversion between currency wallets |
1% of the transaction amount |
Currency details
| Default currencies - Free of charge |
|---|
| SAR - Saudi Arabian Riyal |
| USD - US Dollar |
|
GBP - British Pound |
| AED - Emirati Dirham |
|
EUR – Euro |
| Additional currencies - 25 SAR per newly Added currency |
|---|
| BHD - Bahraini Dinar |
| QAR - Qatari Riyal |
| CHF - Swiss Franc |
| KWD - Kuwaiti Dinar |
| OMR - Omani Riyal |
| JOD - Jordanian Dinar |
| MAD - Moroccan Dirham |
| EGP - Egyptian Pound |
| CAD - Canadian Dollar |
| TRY - Turkish Lira |
| JYP - Japanese Yen |
| SGD - Singapore Dollar |
| AUD - Australian Dollar |
| INR - Indian Rupee |
LAK Details
| Local & International | Purchase Value | LAK Points |
|---|---|---|
| Local | For every SAR 1 | 1 Point |
| International | For every SAR 3 | 1 Point |
Transactions eligible to earn “LAK" points:
All purchases and electronic payments, except for transactions made through SADAD or cash transfer/cash withdrawal and e-wallet payments.
What you need to qualify
Age
You must be 21 years or older.
Digital Banking
Make banking quicker and easier when you use the SNB Mobile app. View your balances, make payments, apply for accounts, and more.
Annual Percentage Rates
View all the pricing and calculations related to our finance and savings products.
