Aani

Aani is a smart and secure payment system that allows you to make cash-free transactions instantly and conveniently.
No IBAN or account details required. Just your mobile number and email address.
You can enroll for the Aani service by submitting this Enrollment Form and then downloading the Aani App from the Apple Appstore or Google Play store.

Send Money - Make a payment instantly to a registered Aani user in the UAE.
Receive Money - Request a payment from a registered Aani user and get notified once you receive the credit. Always verify the sender’s request before accepting the payment.
24/7 access to instant transfers for amounts less than AED 50,000

FAQs

How do I register for Aani?

a. Fill and submit the Aani Enrollment Form to the SNB UAE branch or via your registered email ID to uaeservice@alahli.com

b. SNB UAE will complete the enrollment in 3 working days

c. Download the Aani App from the AppStore or PlayStore

d. Follow the authentication instructions to set-up your account. (Note - You will need to use your SNB UAE Online Login credentials to complete Aani enrollment via the Aani app. If you have not created the SNB UAE Online credentials, then please do so via https://snbuae.alahli.com before registering in the Aani App).

Can I send money to anyone in the UAE?

You can send money instantly to anybody who is enrolled for Aani instant payments with their bank in the UAE by just entering their UAE mobile number and the amount to be paid via the Aani App.

Is there a particular format for the mobile number to be entered on Aani?

Any contact saved in these formats can be chosen (+971 or 05). You may also key in mobile number starting from 5.

Can Landline numbers be used for Aani instant payment?

No, only active UAE mobile numbers can be used for Aani

What happens if a transfer is initiated on a weekend or a holiday?

Aani transactions will be processed 24*7 unless there is any downtime by the participating bank or UAEIPP.

What is the fee to use Aani instant payments?

SNB UAE customers will not be charged for using Aani instant payments.

What is a default account?

Default account is the account where your incoming Aani instant payments will be credited.

Disclaimers

Click here for Aani Terms & Conditions

Aani is based on the highest security standards and licensed by the Central Bank of the UAE.

Always remember to check the sender of the request to pay before accepting it.

Aani will be rolled out progressively by banks and other licensed financial institutions to their customers.