Sign In

Dual Income Finance

Personal finance with two salaries is available for customers with multi income giving that both salaries are sent to NCB current accounts


  • Shariaa compliant
  • Instant Approval
  • Insurance in case of death or disability
  • The option between commodity or shares
Personal Finance TypeNew - Top-Up & Additional
Must be on the job in any government
Retired Aramco employees with GOSI
Job CertificateMandatory for both sectors
Commitment LettersMandatory for both sectors
Minimum numbers of Salary in the account 1st employer 3 salaries in the account

Updated Entity in the system
2nd employer 3 salaries in the account
the updated entity with the highest Salary in Job Certificate

Terms and conditions applied

Administrative fees: 0% of finance amount until 30 September 2020

Finance AmountMaturity in Years*APRMonthly Payment Amount
100,000 SAR5 Years4.38%1,846 SAR
150,000 SAR5 Years4.19%2,756 SAR
300,000 SAR5 Years4.00%5,488 SAR

The table above and its numbers is an illustrative example only to show the annual percentage rate, which is dependent on three variables (Finance amount, profit rate, and loan tenor)