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alAHLI SHORT-TERM PERSONAL FINANCING

We help you in reaching your goals

AlAhli Personal Short-Term Financing provides finance to covers your current needs up to 12 months

Customer benefits

  • No annual percentage rate
  • If the customer requests 6 months or less, the APR will be 0% .
  • If the customer requests 6 to 12 months, a low APR will be calculated .
  • Ensuring liquidity .
  • Minimum amount of funding: SAR 5,000
  • Shariah compliant.
  • Immediate approval.
  • Free Insurance in case of death or total disability (God forbid) according to the terms and conditions of the insurance policy.

Terms and conditions for customer

  • The customer must be an employee of approved company in any government sector or private sector, holding a Payroll account in NCB
  • Monthly salary not less than SAR 3,000 (for Saudis) SAR 4,000 (for non-Saudis).
  • Employment period must not be less than one month for (Saudis in the gov sector), and 3 months for (Saudis in the big 5 and non-Saudis in the government and big 5) , and 1 year for (Saudis & non Saudis in the private sector)
  • Minimum age of applicant is 18 years old at the date of submission of application and must be less than 60 years old at the date of last installment for Saudis***
  • Minimum age of applicant is 22 years old at the date of submission of application and must be less than 60 years old at the date of last installment for non-Saudis *

Terms and conditions applied
Administrative fees: 1% of finance amount or SAR 5,000 (whichever is less)
Administrative fees is included in APR

Finance Amount

Maturity in Years

*APR

Monthly Payment Amount

5,000 SAR

1 Years

1.84 %

421 SAR

The table above and its numbers is an illustrative example only to show the annual percentage rate, which is dependent on three variables (Finance amount, profit rate, and loan tenor)