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100% Sharia Compliant

Alahli Lease Finance is a Sharia Compliant auto finance solution based on Ijarah concept. When a customer places a request for leasing a vehicle of his choice under the Al Ahli Lease Finance, the bank purchases the vehicle and leases it to the customer for a specified monthly rental, over a pre-agreed period of time. At the end of the leasing tenure, the customer can either return the vehicle back to the bank or transfer the ownership of the car in his name by paying the Ownership Fee (Balloon Payment).​

FEATURES AND BENEFITS

The advantages of Alahli Lease Finance​ are plenty as it is designed solely to provide you an effortless and hassle-free finance solution.

Listed below are the features that are tailored to complement your distinct financing needs:​

  • Sharia Compliant Financing up to SAR 500,000

  • No need to transfer your salary to NCB

  • Available for both Saudi and non-Saudi citizens

  • No need for a guarantor 

  • Instant approvals on the first visit

  • Quick and hassle-free application process

  • Flexible monthly rental payment for up to 5 years

  • Comprehensive insurance cover throughout the lease period

  • Flexible settlement options during and at the end of the lease period

  • Dedicated Finance Centers across the kingdom

  • Flexibility of applying from most of the major car dealerships in the Kingdom

  • Variety of special offer all year long

  • Possibility of leasing up to 5 cars for Saudis and up to 3 cars for non-Saudi residents

  • Competitive annual percentage rate starting from 13.82%

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​STEPS TO GET YOUR car

Step 1: Selecting the Right Car

Starts by visiting a showroom and selecting the car of your choice. Then, obtain a quotation from the sales representative with the car details.

Step 2: Getting Pre-Approval

Visit our NCB Sales representative at the car dealer's showroom or at NCB Lease Finance Center with the required documents. Next, fill the required forms, and get instant pre-approval decision.

Step 3: Get Final Decision 

You will be informed about the final approval decision via SMS within 2 business days. Then, in coordination with the car dealership and Traffic Department, you will be contacted for car delivery within 10 business days.

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For more information, please call 920000891 or go to our sales representative at the dealer's showroom. You may also visit the nearest Lease Finance center or any of NCB branches.​

Customer Guide

Dear customer, this guide is tailored to ease your Lease Finance experience with National Commercial Bank, to address any questions that you may have during your leasing period.

Also, note that our representatives at Services Centers will be glad to assist you at all time.

Example of annual percentage rate

To get your digital copy of AlAhli Lease Finance guide, click on the button below and then press on the download icon at the top of the page

 Customer​ Guidelines Booklet ​​​


To access the booklet from your smartphone, simply scan the QR code below:


Apply Now​​

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