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Flexible Finance Program

For the first time, now you can get the Maximum Finance Amount even if you have existing Financial obligations with Flexible Finance Program through AlAhli Personal Finance by visiting the nearest branch or through NCB Customer Service in Phone Banking on 8002441005.

Features:


  • Sharia Compliance.
  • Instant Approval.
  • Payment programs with easy installments for up to 5 years.
  • Possible Top-up financing.
  • Deferred installments during the holy month of Ramadan.
  • Insurance in case of death or disability.
  • Repayment period up to 60 months. 
  • Maximum Finance Amount 1,500,000 SR.
  • Only Local commodity financing

Benefits:  

  • Getting the maximum Finance amount based on the maximum (DBR) Debit Burden Ration allowed permitted in line with your existing Financial obligations and their payment tenor, by changing the monthly payment for Personal Finance*
  • Includes Debts from other banks 
  • *In case of early settlement of other financial obligation, the monthly payment will not be changed and will stay based on payment schedule 
Terms and conditions applied
  • Administrative fees: 1% of finance amount or SAR 5,000 (whichever is less) 
  • Administrative fees is included in Annual Percentage Ratio
Finance Amount
​Maturity in Years
*APR
Monthly Payment Amount
​300,000 SAR
​5 Years
​5.42%
​5,588 SAR
​150,000 SAR
5 Years
​6.00%
​2,831 SAR
​50,000 SAR
5 Years
​6.77%
​960 SAR
*Note: Monthly Payment varies according to the payment schedule and as per the features of Flexi Personal Finance.


The table above and its numbers is an illustrative example only to show the annual percentage rate, which is dependent on three variables (Finance amount, profit rate, and loan tenor)

For more information, please contact NCB Customer Service in Phone Banking on 8002441005 and you can check disclosure examples of the pricing of financing products