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The new program was designed to fulfil the desire of a certain customers segment to allow them to drive away in their car of choice by placing a down payment of 50% upfront and an ownership payment (balloon payment) of 50% at the end of the lease period after 2 years to own the car. 

The program is available only to NCB salary-transferred customers with a minimum salary of SAR 20,000 .​

Program Criteria

The table below summarizes AlAhli Lease Finance 50/50 program criteria, to read more about AlAhli Lease Finance criteria​ Click Here​​.

Item​ Description
Down Payment50%
Balloon Payment50%
Leasing Tenor2 Years
Salary TransferDoes not require salary transfer
Minimum IncomeSAR 12,500 
Starting from  11.44%
Monthly InstalmentCustomer will pay monthly instalment as per the offer details
Admin Fees0%

Cars Brands Eligible for 50/50 Program​

The program covers the following brands:

  • Lexus
  • Lincoln
  • Jeep
  • Chrysler
  • Dodge
  • Infiniti
  • Mercedes
  • BMW
  • Audi
  • Porsche
  • Range Rover
  • Cadillac
  • Bentley
  • Toyota (Land Cruiser only)
  • Alfa Romeo
  • Hyundai Genesis G80 and G90
  • Mclaren
  • Aston Martin
  • Maserati​
  • Ford
  • Honda
  • Mazda
  • VW
  • GMC
  • Jaguar

Example of Annual Percentage Rate
مثال لآلية احتساب معدل النسبة السنوي

The table below and its numbers is an illustrative example only to show the annual percentage rate, which is dependent on four variables (Finance amount, profit rate, loan tenor and  car price):

الجدول أدناه و أرقامه هو مثال توضيحي فقط ويمثل كيفيه احتساب معدل النسبة السنوي والذي يعتمد على أربعة عوامل أساسية
وهي (هامش الربح، مبلغ التمويل، مدة التمويل، سعر السيارة):

​Asset Type
نوع الأصل
​Finance Amount
مبلغ التمويل
Maturity in Years
مدة التمويل
معدل النسبة السنوي
​Monthly Repayment Amount
مبلغ الأجرة الشهرية
​Residual Value
دفعة التملك
2 Years
2 سنوات