AlAhli Credit Card
The World is yours with AlAhli credit card! Offering the best loyalty program in the Kingdom, with flexibility of using the card and redeeming points in any form AlAhli credit card is truly special.
With AlAhli credit card you will have the chance to conveniently redeem your earned points in any of the following options at any time:
- Transfer points to our partners (Saudia Airlines, Malaysian Airlines, Hilton HHonors, Mobily Neqaty, Eithad Airlines, Shukrans Land Mark) .
- Book air tickets or make hotel reservations
- Transfer your points to cash back
- Request an e-gift card
Features and Benefits
- Worldwide acceptance at over 32 million merchants.
- Instant cash from all ATMs across the globe.
- Interest-free payments for up to 50 days.
- Flexible payment options from 5% of the total to monthly installments.
- Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss.
- Additional protection with Himayati and Himayati Plus.
- SMS notification for every transaction.
- Full transparency with your monthly statement.
- Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world.
- E-secure shopping service to provide greater protection when using a credit card online. For more information, please click here.
- Special offers and discounts.
- Complimentary airport lounge access at select airports.
- Higher credit limits.
- Higher travel coverage.
- MasterCard and VISA Premium credit ard benefits worldwide.
- Please visit www.mastercardmoments.com or www.visacemea.com
1. Annual Fees
|VAT 15%||400 x 15% = 60 SAR|
|Total Charged (with VAT)||460 SAR|
2. Cash Withdrawal Commission
|Cash Withdrawal||1,000 SAR|
|Cash Withdrawal Commission||75 SAR|
|VAT 15% on Commission||75 x 15% = 11.25 SAR|
|Total (With VAT) ||1,086.25 SAR|
3. Forex Markup
|Transaction Amount ||1,000 $|
|Transaction Amount in SAR||3,750 SAR|
|FX Mark-Up 2.75%||103.12 SAR|
|VAT 15% on Forex Markup||15.5 SAR|
|Total Charged (with VAT)||3,868.6|
4 . Credit Shield/Insurance Fees (i.e Hemyati and Hemayti plus, and applicable to credit cards only)
|Outstanding amount||1,000 SAR|
|Hemyati 0.39%||1,000 x 0.39% = 3.9 SAR |
|VAT 15% on Credit Shield ||3.9 x 15% = 0.6 SAR|
|Total Charged on Credit Shield ||1,004.5 SAR|
Click here to experience examples of calculating the Annual Percentage Rate for Credit Cards