Finance Offers

Convenience after every hardship..
Financing at the lowest profit margins

Apply for a personal or residential financing and be entitled to the following:

1-Enter into a daily draw to win a prize worth two salaries

2-Access to short-term funding as follows, starting from 1%* as a profit margin

3.The possibility of obtaining a residential financing at profit margin of 2.5% (for a repayment period of 5 years for health and education)

4.Obtaining any of AlAhli credit cards for free for the first year in addition to the following welcoming offer:

(targeting new customers for credit cards)

Card type	Welcome Offer	Condition
Tayseer	SR 350 cash back on the card	Disbursement of the amount of purchases of not less than SR 1,000 in the Kingdom stores only
Amyali	Double miles with a maximum of 20,000 miles per month	Disbursement of the amount of purchases of not less than SR 1,000 in the Kingdom stores only
Qitaf	1200 Qitaf points	Disbursement of the amount of purchases of not less than SR 1,000 in the Kingdom stores only

* Welcome offer expires on August 15

5.In addition to entering in the summer offer on your credit card *
(targeting existing customers and new customers for credit cards)

Card type

Tayseer
5% cash back on the card
Welcome Offer
A maximum of SR 1,000 per month Until July 15 only
Condition
Disbursement of the amount of purchases of no less than SR 2,500

Amyali
Double miles with a maximum of 25,000 miles per month until July 15 only
Condition
Disbursement of the amount of purchases of not less than SR 2,500

Qitaf
Double points with a maximum of 1.500 points per month Until July 15 only Condition
Disbursement of the amount of purchases of not less than SR 2,500

* Summer offer ends on July 15
* Doubled the chances of winning when you get finance or Credit Card products

Special offer for employees of the Educational Sectors
1.99% *

Convenience after every hardship..
Financing at the lowest profit margins

Get your personal or residential finance and qualify to enter our daily draw for a chance to win two additional salaries (duration of promotion is 100 days)

- Up to 5 years financing (Salaries of 4,000 SAR and above)Instant approval on

- your personal or residential financing request in 5 minutes.

- Residential finance with a profit margin starting at 2.5%** with a chance to win 50,000 Saudi Riyals in cash.

- Get a free credit card for the first year.

- Quick processing on mortgage finance.

- Exclusive rewards for first time users of any AlAhli Credit Cards:
     20,000 bonus miles for "Amyali" credit card holders.
     350 SAR Cash back for "Tayseer" credit card holders.
     1,200 additional Qitaf points for "Qitaf" credit card holders.
     In addition you will stand a chance to enjoy our summer and Ramadan offers for more rewards.

*An annual profit margin of 3.8%.
**A total annual profit margin of 4.7%

Is this campaign approved by the Shariah Committee?

Yes
What is the mechanism of this campaign?

Obtain personal or residential financing to enter into a daily draw on the amount of two salaries (salary calculated for the client when grant financing) in addition to getting welcome offers on credit cards free from the card fee for the first year.
How many winners?

100 winners.
Are there any other prizes?

No
Will the name of the client who obtained personal or residential financing continue to enter the draw in the event of not winning?

Yes, throughout the campaign period and will be excluded in the event of winning.
What are the sectors covered by the campaign?

-Education - Health - State officials civilians from all government agencies - the State military personnel from all government agencies.
-Top five companies (SABIC - Saudi Aramco - Saudi Arabian Airlines - Electricity Company - Saudi Telecom Company).
How can the client know win?

Winner customer will be contacted by a representative of the Bank.
Can a family member of the NCB staff participate in the campaign?

As per the laws of commercial competitions the NCB employees and its companies and its adverting agencies or their family members are not entitled to participate in this campaign.
What is the campaign period?

From May 14, 2011 for a period of 100 days
To get a financing the client is obliged to transfer salary?

Yes, it is known that salary transfer is required to obtain financing.
If a new customer wishes to transfer salary when he can obtain financing?

After one month's salary to the government sector, and 3 months for the private sector (as per companies approved by the bank)
What is meant by double opportunity to win in the draw if the customer got a credit card?

The name of the customer will continue to enter the draw when getting more than one product (personal or residential finance + credit card)
Is the client obtaining supplementary financing eligible to enter the draw?

No, the campaign is designated for the new customers of personal or residential finance or the customers obtaining additional personal financing without payment
Are all residential financing products (Villa - Land - flat) qualify me to enter the draw?

Yes
What is the difference between welcoming and summer offer for credit cards?

Welcoming offer is targeting new customers for credit cards (conditioned to obtaining personal or residential financing) Summer offer is targeting new and existing customers to encourage them to use the card (obtaining personal or residential financing is not required ).

Yes