Auto Lease

Drive the car you choose with our flexible, lease-to-own plan.

Get It Now

With our Auto Lease “with promise to own program” you will be capable to do the following:

With NCB Auto Lease program, you can enjoy the following features:

Shariah approved program
No salary transfer/ guarantor required
Fast and easy approval
Finance period up to 5 years
Comprehensive car insurance against accidents, natural disasters and second party accidents
Extended warranty up to 5 years or 200,000 Km(whichever comes 1st )
Flexible monthly installment
Special offers on car prices with NCB strategic partners
Possibility of Lease Transfer to other customers

What should I do after receiving the car?

Pay the monthly installment on the 2nd of each month.

Periodic maintenance should be done on time.
What brands are included in the leasing program?

All the brands are available at authorized dealers’ showrooms.
Can I get a used car through the leasing program?

Yes, through authorized car dealers.
What are the maximum and minimum Auto Lease periods?

For new cars:
The maximum tenor is 5 years (60 months,) and the minimum is one year (12 months)

For used cars
The maximum tenor is 3 years (36 months,) and the minimum is one year (12 months)
How many individuals can obtain authorization to drive?

2 individuals in addition to the applicant.
Will the bank charge me in case of any traffic violations?

Yes, you will be charged.
What should I do if I had an accident?

Obtain a police report.

Fill out all accident related documents within 72 hours, and submit it to the insurance company.
Do I need to pay anything in case of car accident?

Yes, it will be as per the insurance policy.
What should I do if the car breaks down?

Visit the nearest car dealer service center.
Will i get a temporary car?

No.
What are the required documents to fully settle?

Visiting the finance center and submitting the below
requirements:

Copy of the Saudi ID / Iqama
Istemara
Issuing Insurance by the customer
Periodic inspection

For more details about after- sales services, click here.

How to get it

Applying Is Easy

Information

For more information please contact the following:

Calculation

Check the Auto Lease calculator and get your online pre-approval.

Documentation

Requirements	Payroll	Non Payroll
Saudi/Non Saudi Valid ID	Yes	Yes
Price quotation from the dealer	Yes	Yes
Valid Driving License	Yes	Yes
Completed application form	Yes	Yes
Statement of account for 3 months	No	Yes
Clear House and work location map	Yes	Yes
Letter of employment	Yes	Yes

Yes