Balance Transfer

Transfer your credit card balance from another bank to your NCB Credit Card

Why Pay More? Pay Less

With NCB Balance transfer program, you can transfer your credit card balance from another bank's credit card issued in Saudi Arabia to your NCB Credit Card and enjoy a host of benefits.

Settle your balance over 3 months with 0% profit rate

Choose your settlement period – 3, 6, 9 or 12 months

Call us today on 800 244 1005 for more details.

Transfer and Pay Less

Balance Transfer offers instalment options and benefits that make it easy for you to pay your balance on your credit card from other banks. You will enjoy:

Freedom to transfer the balance from a credit card issued by any bank in Saudi Arabia

No need to apply for a new Credit Card– you can use your current NCB Credit Card

Flexible settlement periods– from 3, 6, 9 or 12 months

A monthly statement

No guarantor

No down payment

Call us today on 800 244 1005 for more details.

Frequently Asked Questions

How does Balance Transfer work?

Easy. If you have an NCB Credit Card, you can simply transfer the balance on your credit card from another bank to your NCB Credit Card and settle it over several payments.
Do I need to apply for a new Credit Card?

No – you can use your existing NCB Credit Card.
What are the minimum and maximum transferable amounts?

You can transfer any amount betweenSAR 3,000 up to SAR 30,000.
Is Balance Transfer restricted to certain credit card types or issuers?

No. You can transfer from any credit card by any issuer.
How many plans available?

A. Plan of a 3 months tenor with a 0% profit margin and no
    Tawaruq charges
B. Plan o a 6 months tenor with a 0.5 % profit margin and
    +0.3% Tawaruq charges
C. Plan of a 9 months tenor with a 0.75 % profit margin and
    +0.3% Tawaruq charges
D. Plan of a 12 months tenor with a 1 % profit margin and
    +0.3% Tawaruq charges

Yes