Ala Dofaat Page
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 Ala Dofaat 

 
With easy monthly installments and markup starting from 0%, anything is within your reach!

Apply now for any of NCB Islamic credit card, and pay your purchase with installments from Alaa Dofaat Program that offers you the best Zero% profit margin.

Offer features:

  • This offer includes all newly issued Islamic credit cards from NCB during the offer.
  • You can benefit from the offer inside the Kingdom, internationally and through the interment starting from the amount 1500SR or more during the first three month of activating the card.
  • The installment payment plan for this offer is 12 month. Installment can be done up to 4 transactions maximum. This offer is valid till end of December 2013.
  • All you have to do is call 9 2000 1000 and request for installment plan 24 hours after the purchase.

Terms and condition applied on NCB Credit Cards and Installment option program. For more info, please visit the nearest NCB branch.

Now, use your NCB Islamic Credit Card to purchase anything you want, from luxury products to latest gadgets, and then convert the payment to Alaa Dofaat (NCB’s installment options program), where you can pay the amount over easy 3 to 24 monthly installments with 0% markup.

Frequently Asked Questions 

Call us today on 800 244 1005 for more details.

Installments of the cash price with “Alaa Dofaat”!

Now and with any NCB Islamic Credit Card, you can buy what you want and pay the amount over 12 months with 0% markup, from any of the following merchants:  

  • iZone
  • ACE Travel
  • Tokyo Games
  • Fitness Time
  • AlMutlaq Furniture
  • Mouawad Jewellery
  • Tawuniya
  • Al Haddad
  • TRACO
  • Al Moallim Jewelry
  • Gold'sGym
  • V - Kool
  • BRANDS FOR LESS

Simple steps to convert your purchase to Alaa Dofaat

All you have to do is to use your NCB credit card to purchase at any merchant inside or outside Saudi Arabia, then call AlAhli Phone Banking (9 2000 1000) and go the credit cards menu and talk to the agent to convert your payment to Alaa Dofaat.

  1. Customers can obtain the installment facility by using his existing credit limit.  No extra credit limit will be offered for this facility
  2. Customer has to apply for an installment plan for any of his purchases at least 3 days before the statement day.
  3. The minimum amount to be installed is SR 1,000 for a single purchase.
  4. The maximum amount to be installed is SR 100,000 for a single purchase. or 4 plans totaling SR100,000 based on his credit limit
  5. If a customer moves to another product all his installment plans balance will have to settled.  This includes the profit margin and any fees.
  6. Maximum number of installment plans is four per account.
  7. A cash advance transaction is not valid for an installment plan but an on-line purchase transaction is valid.
  8. In case your payment method is 100% deduction it will be changed to minimum payment for any installment plan.
  9. Cancellation of the installment plan (s) will not be allowed at any time during the installment period.
  10. If the customer wants to settle early then he has to pay the full remaining amount including the profit margin and fees
  11. NCB reserves the right to reject any request for installment plan without assigning any reasons. NCB will not be liable for any claim arising from this refusal.
  12. In the case of a merchant installment plan, the merchant is solely responsible for all obligation and liabilities in connection with the supply of goods/services or any defect or damage.
  13. In the event of any dispute pertaining to the purchase or the provision of any goods or services with the merchant:
    • The card holder shall resolve such dispute directly with the merchant.
    • The liability of the cardholder and his obligation to make payment to NCB shall not be affected by any such dispute.
    • NCB shall not be responsible for investigation or resolving any such dispute.
  14. NCB reserves the right without any liability to cancel or suspend the installment option program at any time.
  15. In case of a credit card upgrade e.g. a classic credit card is upgraded to gold or gold to platinum, all transactions on the old credit card will be transferred to the new credit card including the installment plan.
  16. NCB reserves the right to amend or alter these terms and conditions from time to time without prior notice.
  17. The terms and conditions are in addition to the terms and conditions as set out in the NCB cardholder agreement which regulates the provisions of credit card facilities by NCB and any other terms and conditions imposed by NCB from time to time for credit card facilities.
  18. In the event of any inconsistency between these terms and conditions and the previous NCB credit card terms and conditions agreement, these terms and conditions shall  prevail in so far as they apply to the installment plan.
  19. In the event of any inconsistency between the Arabic text hereof and its English translation, the Arabic text shall prevail.
  20. These terms and conditions shall be governed by and constructed in accordance with the law of the Kingdom of Saudi Arabia.
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