Ikhtiyar AlAhli is a unique Islamic program that conforms to Shari'a Standards through monthly subscription, is tailored to your family's needs, and offers great value for minimal cost whether you are a payroll or a non-payroll customer. The program provides you with the value- added banking services and benefits that satisfy your family's requirements, helps you manage your money, and rewards you with many privileges all gathered at one bank account from the number one bank in the Middle East.

Benefits:
Ikhtiyar AlAhli offers financial and non-financial benefits as follows:

Financial Benefits

• 20% discount on Tayseer AlAhli credit card annual fees, in addition to one supplementary card.
• 20% discount on Personal Finance programs' application fees
• 20% discount on safe deposit boxes and waiver of insurance fee
• Free Electronic services:
• Phone banking
  • AlAhli Online
  • ATM machines
  • WAP service

Non-financial Benefits

• Free Takaful Accidental Death Insurance policy of SR 50,000.
• Discount on Takaful Health Insurance with GCI Company. Including package discount for uncovered services (up to 40% maternity & worldwide coverage).
• Emergency International Money Transfer (up to $800).
• Special deals and discounts at retail outlets.
• A Discount Booklet containing the vouchers to be redeemed at leading retail outlets, will be delivered to the customer at the branch immediately after joining the program.

Do you qualify for Ikhtiyar?
18 years or above with a total wealth (current accounts + investments) of no less than SR 5,000, or if working in a government department or multinational company, with a minimum salary of SR 3,000, as long as the salary is transferred to NCB via "Sarie".

How to sign-up for Ikhtiyar?
Visit any NCB branch with a copy of your valid ID and fill in the application form required.

Service Charges:
The new program is based on Sharia compliant monthly subscription concept instead of a minimum balance. The monthly subscription of SR 18 only was carefully decided comparing it with amount of benefits provided (equivalent to SR 216 annually).

If you have any questions, please email us at Ikhtiyar@alAhli.com.