Khayrat Al Ahli is an Islamic Deposit product that gives you competitive returns in a Sharia'a compliant way. It gives you a wide choice to choose the duration you would like to invest and earn returns. A preferred choice for those who are looking for Low Risk Islamic deposit products to sit back & relax while your investment earns you an attractive return.

Benefit and features

• Sharia'a approved
• Based on commodity Murabaha
• Potential to earn Market competitive rates
• Managed by NCB experts
• Access to all NCB branch and electronic channels
• Flexibility in Investment options: 1 month to 12 months
• Currency choice: SAR,USD,GBP,EURO
• Investment Amount: Minimum SAR 100,000, Maximum: No limit
• Automatic reinvestment option
• Early closure allowed subject to certain conditions

How it works?
The product is structured around Islamic Murabaha Trading whereby the Customer buys a commodity from the international market by appointing the bank as an Agent. After owning the commodity, the Customer sells it to the Bank on a deferred payment basis at an agreed profit. On maturity, the Bank credits the Investor's account with Investment amount plus Profit.

Requirements
NCB account holder
Submitting Khyrat account agreement, Investment request form and Sell Wakala