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NCB is proud to introduce "Tayseer AlAhli" credit card the first Islamic credit card accepted worldwide, and is Shariaa compliant and based on Al-Tawaroq Principle. The cardholder can use it to buy the products or services he desires, and has the option of paying back the amount totally or in parts.
Since this card follows the principles of Islamic law, it is not honored in establishments that are not authorized by the legal committee.
Key features and benefits.
Credit History
Obtaining your Tayseer AlAhli credit card opens a credit history for you at the bank, which allows you to benefit from future services whether for a personal loan or the financing of a business venture, provided your payments are regular.
Peace of mind
Peace of mind through a modern, simple and convenient way to pay for goods and services without the need to carry large amounts of cash.
International Acceptance
Your Tayseer AlAhli credit card is accepted and welcomed at more than 32 million establishments around the world, including shopping malls, hotels, restaurants, car rental companies, airline offices and hospitals amongst others.
Instant cash
Withdraw cash from more than 627,000 ATMs and 250,000 financial institutions around the world.
Flexible Payment
Your Tayseer AlAhli credit card offers you the freedom to choose the means of payment convenient to you:
- 5% of the total amount due or SAR 100, (whichever is higher)
- Payment of any amount between the minimum amount required and the total amount.
- Payment through equal monthly installments.
No Interest Period
You can enjoy an interest-free period from 20 days up to 50 days with your Tayseer AlAhli credit card when you pay the full amount specified in the credit card account statement on or before the payment due date.
Statement of account
A detailed monthly statement indicates the purchases made with your credit, supplementary or internet card to help you manage your budget.
Tayseer AlAhli Exclusive offers and Discounts
Take advantage of special and exclusive offers of discounts and promotions introduced by the bank regularly throughout the year, at many international hotels and reputed commercial establishments within the Kingdom and abroad. Just use your Tayseer AlAhli credit card and you will automatically enjoy these special offers and participate in the competitions. Click the icon highlighted below to view all exclusive offers.
Purchase Protection
Items purchased with your Tayseer AlAhli credit card are automatically insured against damage or theft, up to a maximum of SAR 7,500 per item, and up to SAR 18,000 per claim, according to the terms of the insurance policy and depending on the type of card.
Travel Protection
Your policy provides you with insurance up to a maximum of SAR 560,000 against personal accidents, and additional coverage against flight delay/cancellation or lost/damaged luggage, according to the terms of the insurance policy and depending on the type of card.
Credit Shield
The NCB Credit Shield offers you the feature for the waiver of payment of the out standing balance on your Tayseer AlAhli credit card (up to $ 15,000 for gold and up $ 5,000 for classic cards) in the event of difficult circumstances. The details are clarified in the attached Terms & Conditions.
We are confident that you’ll find the NCB Credit Shield beneficial to have for only 0.39% p.m of your outstanding balance, which is equivalent to only SAR 3.90 (Three Riyals and Ninty Halalas) on every outstanding SAR 1,000 on your card
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